Whether you are looking to insure your commercial building, cover your business from products liability, or cover your workers with workers’ compensation, let us help you secure the coverage you want from the many listed below. If you have a question, feel free to contact us!
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Business Owners Package
A package policy which covers property, contents and liability insurance. BOP’s also can include coverage for business interruption and valuable papers.
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Commercial Property
This policy can cover your commercial building and/or contents from various perils such as a fire, windstorm or vandalism.
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Commercial Auto
If your vehicle is owned by a corporation or is used for business purposes, a commercial auto policy is what you need to protect the company and vehicle. A commercial auto policy can insure a car or a dump truck.
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Builder’s Risk
An insurance policy designed to provide coverage for a building(s) while under construction. This can be for new construction or a renovation project and can include materials on site or in transit.
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Business Interruption
Business interruption insurance is critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made. From the time the loss occurs until your business is running again, insurance can replace your lost profits, and provide a source of money to pay your necessary continuing expenses, like rent, payroll, taxes, etc.
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Contractors Liability
A policy for general contractors, specialty contractors or subcontractors designed to protect the insured for legal liability arising out of performing their work.
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Commercial Flood
Flood insurance policy to protect commercial property building and contents.
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Commercial Umbrella
If you already have a general liability policy but need additional protection, a commercial umbrella policy may be what you need. It may be due to restrictions on limit from your general liability carrier or due to a third parties request.
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General Liability
This policy is designed to protect the business from various types of losses. Losses can include and vary from an individual tripping and falling on company property to a company being sued because a product created caused damage to other property or people.
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Liquor Liability
A more specific policy used commonly for bar and restaurant owner’s that is added in conjunction with general liability insurance.
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Professional Liability
This is often referred to as Errors and Omissions (E&O) Insurance and is commonly written in conjunction with a General Liability Policy. It protects businesses or individuals in the event that a customer holds your company or the individual responsible for a service that was provided or failed to be provided which caused damage or injury to the customer.
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Directors and Officers Liability
Directors and Officers liability insurance provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company.
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Workers’ Compensation
Workers Compensation Insurance protects employers from claims resulting from injuries to employees. It also provides employees compensation for on the job injuries.
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Special Events
It can be running a booth at Jazz fest, having a corporate event or sponsoring a golf tournament, you will need a “Special Event” policy to cover this exposure.
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Product Liability
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Restaurants and Bars
