Home Insurance
Whether you have a single family home, condominium or townhome, you can protect your asset best by purchasing a homeowner’s policy. A homeowner’s policy protects your home and other structures, contents, as well as unforeseen expenses associated with an unexpected storm and legal liabilities.
Flood Insurance
This is a stand alone policy that can cover, your home or business. Flood is almost always excluded from your homeowner’s or business policy.
Auto Insurance
Auto insurance usually has two parts. Liability and property. The liability section covers your financial liability for injuring others. The property section reimburses you for losses to your covered vehicle whether it was from a collision, fire, flood or theft. We can insure your everyday vehicle or your collectible vehicle.
Personal Umbrella
A liability insurance that provides extra protection above the limits of your existing policies, like home, auto, or boat insurance. It kicks in after your primary insurance limits have been exhausted.
Boat or Personal Watercraft Insurance
Similar to the auto policy, the boat policy has two parts. Liability and property. The difference is it is designed for your watercraft. Designed to protect you and your watercraft (e.g., motorboat, sailboat, jet ski, yacht) against financial loss due to damage, theft, accidents, or liability on the water.
Personal Liability
A type of insurance that protects you financially if you’re found legally responsible for accidentally injuring someone or damaging their property.
Valuable Items
Do you have valuable jewelry, art or other types of collectibles? If so, you will want to buy a valuable items policy as these items have limits on your homeowner’s policy.
Historical Registry Homes
Insuring a historical registry home (a home listed on a local, state, or national historic register) is more complex than insuring a standard home due to the unique materials, architecture, and preservation requirements involved.
