Whether you are looking to insure your commercial building, cover your business from products liability, or cover your workers with workers’ compensation, let us help you secure the coverage you want from the many listed below. If you have a question, feel free to contact us!
Workers’ Compensation
Workers Compensation Insurance protects employers from claims resulting from injuries to employees. It also provides employees compensation for on the job injuries.
Business Owners’ Policy
A Business Owners’ Policy (BOP) is a bundled insurance package designed for small to medium-sized businesses. It combines several key coverages into one convenient and cost-effective policy.
General Liability
This policy is designed to protect the business from various types of losses. Losses can include and vary from an individual tripping and falling on company property to a company being sued because a product created caused damage to other property or people.
Liquor Liability
A more specific policy used commonly for bar and restaurant owner’s that is added in conjunction with general liability insurance.
Business Personal Property
Business Personal Property (BPP) refers to all the movable items owned or used by a business that are not part of the building itself. It’s a key component of commercial property insurance or a Business Owners’ Policy (BOP).
Buildings
Buildings insurance is a type of property insurance that covers the physical structure of a building — whether it’s residential or commercial — against damage or destruction from specific risks.
Commercial Package
Commercial Package Insurance (CPP) is a customizable bundle of business insurance policies that allows companies to combine multiple types of coverage into a single plan — often at a lower cost than buying them separately.
Historic Buildings
Historic buildings insurance is a specialized type of property insurance designed to protect listed or historically significant structures. These buildings often require specific materials and techniques for repairs and are subject to strict legal preservation rules, making them more expensive and complex to insure.
Multifamily Dwellings
Multifamily dwelling insurance is a specialized form of property insurance designed for buildings that house multiple residential units, such as:
Duplexes, triplexes, fourplexes
Small apartment buildings
Larger multifamily complexes
Mixed-use buildings (with both residential and commercial units)
The coverage protects landlords, property owners, or investors from financial loss due to property damage, liability claims, and potential income loss.
